Privacy Policy

Summary

If you are in a hurry, here is a brief overview of the important terms. Please note that this summary does not highlight all of the terms and conditions relating to your use of the Site and/or Related Materials:

• We do not and will not sell your information. Read more under the section titled Sharing and Retention of Personal Data.
• We use a small number of trusted third parties to help provide our products and services. Read more under the section titled Third-party Relationships.
• We use cookies to provide, protect, and promote our products and services. Read more under the section titled Cookies and Similar Technologies.
• You can exercise your data rights under applicable privacy and data laws. Read more under the section titled Your Rights with Respect to Your Personal Data.
• We collect information about you and how you use the Site and the Related Materials.
• We may send you emails about the Site, the Related Materials, and other content that may be of interest to you. You can unsubscribe from our marketing emails at any time.
• We collect Anonymous Data to make the Site, the Related Materials, and any associated products and services more useful to you.
• If we do collect Personal Data, we will only use this information for lawful purposes and will store and retain this information for as long as required by Applicable Data Law.
• You can contact us any time to update or remove any Personal Data that we have collected and stored about you.

1. Lawful Basis for Processing Data

In certain jurisdictions, the processing of your Personal Data (as defined below) is lawful only if it is permitted under data protection legislation. In this case, we have a lawful basis for each of our processing activities (unless an exemption applies) as outlined below:

• Consent: By using the Site, the Related Materials, or otherwise submitting your Personal Data to us, you consent to our collection, use and sharing of your information as described in this Privacy Policy.
• Compliance with Law: We will process your Personal Data where the processing is necessary to comply with applicable law.
• Legitimate Interest: We will process your Personal Data based on Legitimate Interest, particularly where it is used for fraud prevention and business and support purposes.
• Performance of Contract: We may process your Personal Data where such processing is required in order to fulfill an agreement or contract with you.

2. How We Collect and Use Personal and Anonymous Data

When you access the Site or use the Related Materials in any way, we may collect Personal Data and Anonymous Data from you. We may also collect Personal Data and Anonymous Data when you send us information or communications.

"Personal Data"

Personal Data means data that allows someone to identify or contact you including, for example, and without limitation:

• Your name, physical address, e-mail address, telephone number, and date of birth
• Your IP address, domain information, and browser type
• Information regarding your usage of the Site and the Related Materials
• Referring / exit pages and URLs
• Any other information that you may submit to us

WSInsider does not knowingly collect any sensitive personal data or any data defined under special categories under Applicable Data Law (as defined below). This includes data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, and the processing of genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person's sex life or sexual orientation.

We may use Personal Data for the following purposes:

• To present the Site and the Related Materials to you
• To send periodic emails regarding our products, services, and content
• To improve customer service
• To improve our products, content, and services
• To run contests, promotions, surveys, or other Site features
• To send you updates and information associated with your usage of the Site and the Related Materials
• For research and other corporate purposes

"Anonymous Data"

Anonymous Data refers to data about you that is not associated with or linked to your Personal Data. Anonymous Data does not permit the identification of individual persons.

To make the Site and any Related Materials more useful to you, our servers (which may be hosted by a third-party service provider) may collect Anonymous Data from you such as web browser type, operating system type and version, domain name, Site usage and statistics, and/or a date/time stamp of your visit. We may use cookies and navigational data like Uniform Resource Locators (URL) and referring URLs to gather information regarding the date and time of your visit or the domain from which you arrived to the Site from.

3. Children's Privacy

We do not (knowingly) collect personal information from minors or children. "Minors" or "children" are individuals under the age of thirteen (13), or under such age as defined under Applicable Data Law.

4. Sharing and Retention of Personal Data

We will never sell, trade, or rent any Personal Data, or any Anonymous Data that may contain Personal Data, to any third party.

In certain special cases, we may use, retain, or disclose your Personal Data when we have reason to believe that using, retaining, or disclosing this information is necessary to identify, contact, or bring legal action against someone who may be causing injury to you, or otherwise injuring or interfering with WSInsider's rights, property or operations, other WSInsider users, or anyone else who could be harmed by such activities.

We may also use, retain, or disclose your Personal Data when we believe the law requires it, or in response to any demand by law enforcement authorities in connection with a criminal investigation, or civil or administrative authorities in connection with a pending civil case or administrative investigation.

Any Personal Data that is collected and stored by WSInsider will be retained only for as long as required in order to provide certain products and/or services to you, or as required by applicable law. Any Personal Data that is no longer required by WSInsider will be destroyed.

5. Cookies and Similar Technologies

A cookie is a small piece of text that is sent to your web browser by the Site. The cookie helps the Site remember information about your visit, which makes your next visit to the Site easier and the Site more useful to you. We also use cookies to count how many visitors we receive to a page on the Site.

No personally identifiable information is collected or stored by WSInsider during this process. We may use your IP address to identify your general location for traffic monitoring purposes.

If you do not wish to receive cookies, you may set your browser to reject cookies or to alert you when a cookie is placed on your computer. You are not required to accept cookies, however, if your browser rejects our cookies you may not be able to use all of the Site functionality.

We currently do not respond to browser "do-not-track" signals. If you opt-out of having your information collected through cookies and other web technologies, your existing display advertising cookie(s) will be deleted and a new cookie will attempt to be placed that instructs third-party service providers not to track your future activities.

6. Third-party Relationships

6.1 Third-party Technology/Services Providers

The Site and Related Materials may contain certain software technologies and services licensed from third-party providers. WSInsider may engage with certain third-party services and solutions providers such as data hosting service providers, traffic monitoring service providers, and advertising service providers including:

• Google AdSense
• Google Analytics
• Outbrain

These third-party providers have separate privacy and data collection practices and policies, and WSInsider has no responsibility or liability relating to them. We do not endorse, nor are we responsible for the accuracy of the terms and conditions of any third-party privacy policies.

6.2 Third-party Links

The Site and/or Related Materials may contain links to other third-party owned and/or operated websites. WSInsider is not responsible for the privacy practices or the content of such websites. These third-party websites have separate privacy and data collection practices and WSInsider has no responsibility or liability relating to them.

6.3 Third-party Cookies

Clicking on any third-party offers may add and place cookies on your computer prior to directing you to the applicable advertiser's site. These third parties have separate cookie policies and WSInsider has no responsibility or liability relating to them.

7. Your Rights With Respect to Your Personal Data

For the purposes of this Privacy Policy, the term "Applicable Data Law" shall mean all data protection and privacy laws, regulations and self-regulatory codes applicable to the personal data in question, including, where applicable: GDPR (EU and UK), CCPA/CPRA (California), CPA (Colorado), CTDPA (Connecticut), UCPA (Utah), VCDPA (Virginia), LGPD (Brazil), and all other applicable laws with respect to data privacy.

In accordance with Applicable Data Law, you have the following rights in respect of your personal information that we collect and hold:

• Right of Access: The right to obtain access to and to receive your Personal Data.
• Right to Rectification: The right to obtain rectification of your Personal Data without undue delay where that personal information is inaccurate or incomplete.
• Right to Erasure: The right to obtain the erasure of your Personal Data without undue delay in certain circumstances.
• Right to Restriction: The right to obtain the restriction of the processing undertaken by us on your Personal Data in certain circumstances.
• Right to Object: The right to object to the processing of your Personal Data, including for direct marketing purposes, targeted advertising, and profiling activities.

8. Security of Data

WSInsider is committed to protecting the security of any Personal Data that is collected by us. We use a variety of industry-standard security technologies and procedures to help protect any Personal Data from unauthorized access, use, or disclosure.

Despite these measures, no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security. In the unlikely event of a data breach where your Personal Data has been compromised, WSInsider will promptly notify you and the applicable authorities.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using WSInsider, you consent to the transfer of your information to these countries. Where European Data Law applies, we ensure that transfers are protected under industry standard contractual clauses and appropriate data protection safeguards.

10. Changes to Privacy Policy

We reserve the right, in our sole discretion, to change, modify, and update this Privacy Policy at any time without prior notice to you. Notice regarding any material changes to this Privacy Policy will be placed in a prominent location on the Site. Your continued use of the Site following the posting of changes to this Privacy Policy will constitute your acknowledgement and acceptance of any and all changes.