Terms of Website Use

Summary

If you are in a hurry, here is a brief overview of the important terms. Please note that this summary does not highlight all of the terms and conditions relating to your use of the Site.

• You are being granted a limited, revocable, non-exclusive right and license to access and use the Site.
• You are not permitted, either directly or indirectly, in whole or in part, to modify, reverse engineer, disassemble, decompile, or create derivative works of the Site.
• The Site and any content displayed and made available through the Site are being provided to you on an "as is" and "as available" basis without any warranties and guarantees.
• WSInsider may display third-party advertisements and promotions through Google AdSense, Outbrain, and other advertising partners. WSInsider shall not be responsible or liable for any loss or damage incurred by you as a result of your dealings with such third parties.

1. Use of the Site

WSInsider is granting you the right to access and use the Site provided that you are of legal age to form a binding contract in the applicable jurisdiction where you reside. When accessing and using the Site, you agree to comply with your own local laws and regulations regarding online conduct and acceptable content, including laws regulating the export of data to and from your country of residence.

You agree that you are responsible for your own conduct when accessing and using the Site, and for any consequences thereof. You understand that by visiting and accessing the Site, you may be exposed to content that you may consider to be offensive, objectionable, indecent, or inappropriate. You agree that visiting and accessing the Site is at your own risk.

2. Site Availability

WSInsider uses reasonable endeavors to ensure that the Site is available 24 hours a day 7 days a week. However, there will be occasions when the Site will be interrupted for maintenance, upgrades and emergency repairs or due to failure of telecommunications links and equipment that are beyond the control of WSInsider.

Every reasonable step will be taken by us to minimize such disruption where it is within our reasonable control. You agree that WSInsider shall not be responsible or liable to you for the deletion or failure to make available any content and other communications maintained or transmitted through the Site, or any modification, suspension, or discontinuance of the Site.

3. User Accounts

WSInsider does not require users to create accounts or register to access the Site. All content is freely available to visitors. We do not collect registration information or maintain user accounts.

4. Privacy Policy

By visiting and accessing the Site, you acknowledge and agree that WSInsider may access, preserve, and disclose any personal information collected by WSInsider if required to do so in accordance with applicable law, or in a good faith belief that such access preservation or disclosure is reasonably necessary to:

• Satisfy any applicable law, regulation, legal process or enforceable governmental request
• Enforce the terms and conditions of this Agreement, including investigation of potential violations
• Detect, prevent, or otherwise address fraud, security or technical issues
• Protect against imminent harm to the rights, property or safety of WSInsider, any Site visitors, or the public

More information on WSInsider's Privacy Policy can be reviewed at our Privacy Policy page.

5. Copyright Restriction

The Site contains copyrighted material, trade secrets and other proprietary and confidential material that is protected by applicable intellectual property and other laws and treaties. WSInsider, or the applicable third-party licensor(s), retain all patent, trademarks, and copyright to any content published on the Site.

Subject to the terms and conditions of this Agreement, WSInsider grants to you a limited, non-transferable and non-exclusive right to access and use the Site. You shall not directly, and shall not attempt to allow or assist any third party to:

• Modify, reverse engineer, disassemble or decompile the Site
• Create any derivative works or other works based upon or derived from the Site content
• Remove, obscure, or alter any copyright notices, trademarks, or proprietary rights notices
• Copy or use any content in a way not intended within the bounds of this Agreement

6. Advertising and Sponsored Content

6.1 Third-party Advertisements

WSInsider displays third-party advertisements and promotions on the Site through advertising partners including Google AdSense and Outbrain. The manner, mode and extent of advertising by WSInsider on the Site are subject to change at any time.

You agree that WSInsider shall not be responsible or liable for any loss or damage of any sort incurred by you as a result of your dealings with such third parties and your use of their applicable products, goods, software applications, and/or services.

6.2 Google AdSense

We participate in the Google AdSense program. Google may use cookies and web beacons to serve ads based on your prior visits to our website and other websites. You may opt out of personalized advertising by visiting Google Ads Settings.

6.3 Outbrain Content Recommendations

We use Outbrain to provide content recommendations and sponsored content. Outbrain may collect information about your browsing activity to personalize recommendations. Sponsored content will be clearly labeled. WSInsider is not responsible for the content or accuracy of third-party recommendations.

7. Links to Third-Party Websites

WSInsider may provide, or third parties may provide, links to other Internet sites or resources. Because WSInsider has no control over such sites and resources, you acknowledge and agree that WSInsider is not responsible for the availability of such external websites or resources or the content or policies that govern the use of those websites.

Furthermore, WSInsider does not endorse and is not responsible or liable for any content, advertising, products, goods, software applications, services, and/or other materials on or available from such websites or resources. WSInsider will not accept any responsibility for any viruses, worms, Trojan horses or other forms of destructive malware that may infect your computer systems as a result of your use of any third-party websites.

8. Content Disclaimer

While we strive to provide accurate and up-to-date information:

• We do not guarantee the accuracy, completeness, or timeliness of content
• Content is for informational purposes only and not professional advice
• We reserve the right to edit, modify, or remove content at our discretion
• Opinions expressed in articles are those of the authors and not necessarily ours
• Third-party content and advertisements are not endorsed by WSInsider

9. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WSINSIDER MAKES NO WARRANTIES, EXPRESS OR IMPLIED, ORAL OR WRITTEN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

WSINSIDER DOES NOT WARRANT THAT:

• The Site will be available at any particular time or location
• The Site will be uninterrupted or error-free
• Any content, software, or other material accessible on or through the Site is free of viruses or other harmful components
• Any errors or defects will be corrected
• The results of using the Site will meet your requirements

ANY CONTENT AND INFORMATION OBTAINED THROUGH YOUR USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER DEVICE OR LOSS OF DATA THAT RESULTS FROM YOUR USE OF THE SITE.

10. Limitation of Liability

Information on the Site may contain technical inaccuracies or typographical errors. Information may be changed or updated at any time without prior notice to you.

IN NO EVENT (INCLUDING, WITHOUT LIMITATION, IN THE EVENT OF NEGLIGENCE) WILL WSINSIDER, ITS EMPLOYEES, DIRECTORS, OFFICERS, OR AUTHORIZED AGENTS BE LIABLE FOR ANY ACTUAL, CONSEQUENTIAL, INCIDENTAL, DIRECT, INDIRECT, SPECIAL OR PUNITIVE DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION:

• Damages for loss of profits or business
• Loss of use, data, or other intangible losses
• The cost of procurement of substitute goods and services
• Unauthorized access to or alteration of your transmissions or data
• Any other matter relating to the Site or the Agreement

This limitation applies whether based upon contract, tort or any other theory including negligence, even if expressly advised of the possibility of such damages. As the Site is provided free of charge, our total liability shall not exceed the amount you paid to access our services (which is zero).

11. Indemnification

You will indemnify, hold harmless, and defend WSInsider, its employees, directors, officers, and authorized agents against any and all claims, proceedings, demand and costs (including litigation costs and attorneys' fees) resulting from or in any way connected with (i) your use of the Site and any content made available on the Site; and/or (ii) your breach of any of the terms and conditions of the Agreement.

12. Termination

WSInsider reserves the right to terminate this Agreement or your access to the Site at any time with or without cause and without notice. Upon termination, your right to use the Site will immediately cease.

13. Governing Law and Jurisdiction

This Agreement and all claims related to it, or the performance by any parties under it, shall be governed by applicable laws, except any principles regarding conflicts of law rules.

YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST WSINSIDER ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

14. Changes to Terms

WSInsider reserves the right to amend the terms and conditions of the Agreement at any time. We shall notify you of any material changes to the Agreement by providing notification which will appear in a prominent location on the Site. Your continued use of the Site following the posting of changes to the Agreement will constitute your acknowledgement and acceptance of any and all changes.

15. Severability and Entire Agreement

If any provision of this Agreement is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of this Agreement will continue in full force and effect.

This Agreement (including the Privacy Policy and any other policies presented to you from time to time) constitutes the entire agreement between you and WSInsider and governs your use of the Site, superseding any prior agreements.